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Small boy putting coins into a white ceramic piggy bank.

Savings

Every save is a good save

 
For as long as money has existed, people have had thoughts and opinions about it.  And while not everyone will agree about the best ways to earn, save and spend money, many wise people have weighed in with their thoughts on money over the years. 
Savings
Opening Balance: $50
Monthly Service Charge Fee: $7(1,4)
Paper Statement Fee: $3 per month(2,3)
 

When you create a Savings account, you are saying yes to a bright, beautiful future. Whether you are starting on your very first nest egg, saving for the unexpected, or directing your savings toward a ring or a home, your savings are safe with us.
 
Features
  • Mobile Banking & On the Go Deposits
  • Online Banking with Bill Pay




Christmas Savings
Opening Balance: $1
No Monthly Service Charge Fee(6)
Paper Statement Fee: $3 per month(2,3)
 
 
 

If you like to save for Christmas to lessen the pain to your wallet in December, open a Christmas Savings and make deposits November through October. Payouts are disbursed in November for the amount saved plus interest.

Note
  • Only available if you have another account type with First Bank
  • Only the payout disbursement is allowed, no other withdrawals are allowed

Money Market
Opening Balance: $5,000
Monthly Service Charge Fee: $15(1,5)
Paper Statement Fee: $3 per month(2,3)
 

Interest is paid on average balances of $5,000 or more. If more than five third-party checks, phone or electronic transfers are made during a statement month, there is a fee of $5 for each over that number. Other withdrawals may be made at the teller window. 

Features
  • Mobile Banking & On the Go Deposits
  • Online Banking with Bill Pay
 

Time Deposit
Opening Balance: Varies based on Term
 

Invest your idle funds in Time Deposit Accounts with maturities ranging from 14 Days to 5 (or more) Years. Terms of one year or longer require as little as $500, shorter terms require $2,500 or more. The amount and term of your Time Deposit Account (TD) determine the interest payment frequency, and we have several interest payment options available.
Safe Deposit Boxes
Available Locations: Brookhaven-Brookway, Hattiesburg-Midtown, Liberty, Magnolia, McComb-Main, Monticello, Osyka, Summit

To help protect your important papers and valuables from fire and theft, you need a safe deposit box. Boxes are available in several different sizes.  Annual rent on the boxes vary with the size.  The annual rent is small compared to the peace of mind having the box will give you.










Additional fees may apply to all the above accounts.  Read the Truth-In-Savings disclosure applicable to that account type before opening the account for additional fees.  Also, you should refer to our "Important Information About Your Deposit Account - Terms and Conditions" for other information about the account. 

the finer print...


(1) Monthly service charge fee applies if the end-of-the day account balance falls below $100 on any day of the statement cycle.
(2) Paper Statement Fee (added to Monthly Service Charge)
(3) Free Electronic Statements 
(4) $5 Excessive Withdrawal Fee will be assessed on all debits and withdrawals in excess of 5/month
(5) Monthly service charge fee applies if the end-of-the day account balance falls below $5,000 on any day of the statement cycle.
(6) Refer to Fee Schedule, at any location, for information regarding potential fees for early account closure.