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Lending

Because life has a lot of moving parts...

We're here to make sure those parts all fall into place!

Make your dreams a reality with the help of our personal loan offerings—all of which are perfectly tailored to the future you're growing.

Home Equity Line of Credit (HELOC)

Let your largest asset work for you! 

A Home Equity Line can be used for home improvement, an auto purchase, debt consolidation, and more.  We offer the financial support to help you make it happen.  Call or visit your local First Bank branch today to speak with a lender!

Basic Requirements for a First Bank HELOC:
  • Minimum Equifax Credit Score of 680 (with other specific criteria met)
  • Maximum Debt to Income Ratio of 40% (with verified income)
  • Single Family Home, Townhouse, Condo – Primary Residence Only (mobile homes, excluded)
  • Must be a 1st or 2nd lien position (verified by an attorney)
  • Maximum Loan Amount of $100,000
  • Maximum Combined Loan-to-Value Ratio of 100%

Personal Loans

Get the money you need to make an important purchase or achieve a financial goal!


First Bank makes the lending process easy!  Use the link below to apply for a personal loan today!


Installment Loans

Secured and unsecured options.  Use the funds to purchase a new ATV or boat for recreational purposes or a new RV for travel.  An installment loan may even help you to free up some extra cash when you use the funds to consolidate existing bills.

Personal Lines of Credit

An unsecured personal line of credit can be used to cover unforeseen expenses such as a medical bill or a major repair.

Credit Cards

Unearth new levels of financial flexibility with a First Bank Visa®. From regular daily spending to the big purchases—earn rewards and cash back on everything you buy.
















Ready for a new home?

First Bank offers homebuyers a large choice of mortgages and loans with competitive rates.

Mortgage Lending

Men in business suits shaking hands.

Let me help you!

Our professional Loan Officers and Assistants are ready to help you with whatever lending questions you have.  Let us help you fulfil the dream.