Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Image of high-end wrist watch.

Time Deposit Information

Invest your idle funds in time deposit accounts with maturities ranging from 14 days to 5 (or more) years. Terms of one year or longer require as little as $500, shorter terms require $2,500 or more. The amount and term of your time deposit account determine the interest payment frequency; we have several interest payment options available.
 
Opening Balance: Varies based on Term

 Time Deposit Terms


  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 36 Months
  • 48 Months
  • 60 Months

_

 Compounding

  • 6 Months – interest compounds on maturity
  • 12 Months to 60 Months – interest compounds quarterly

 Interest Payment

  • 6 Months – paid on maturity by check or direct deposit
  • 12 Months to 60 Months – paid monthly, quarterly, semi-annually, or annually by check or direct deposit

 Early Withdrawal Penalty

  • 6-Month term: 3 Months interest at your current rate
  • 12-Month term: 3 Months interest at your current rate
  • 18-Month to 60-Month terms: 6 Months interest at your current rate
 
 
 










Ready to open that Time Deposit now? Believe it or not we can open that right now online!
Female sitting at desk with laptop and cup of coffee.
Just click the button down below and you'll be redirected to our On the Go Accounts program!