Invest your idle funds in time deposit accounts with maturities ranging from 6 months to 5 (or more) years. Terms of one year or longer require as little as $500, shorter terms require $2,500 or more. The amount and term of your time deposit account determine the interest payment frequency; we have several interest payment options available.
Opening Balance: Varies based on Term
Time Deposit Terms
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Compounding
- 6 Months – interest compounds on maturity
- 12 Months to 60 Months – interest compounds quarterly
Interest Payment
- 6 Months – paid on maturity by check or direct deposit
- 12 Months to 60 Months – paid monthly, quarterly, semi-annually, or annually by check or direct deposit
Early Withdrawal Penalty
- 6-Month term: 3 Months interest at your current rate
- 12-Month term: 3 Months interest at your current rate
- 18-Month to 60-Month terms: 6 Months interest at your current rate
Ready to open that Time Deposit now? Believe it or not we can open that right now online!

Just click the button down below and you'll be redirected to our On the Go Accounts program!