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Time Deposit Information

Invest your idle funds in time deposit accounts with maturities ranging from 6 months to 5 (or more) years. Terms of one year or longer require as little as $500, shorter terms require $2,500 or more. The amount and term of your time deposit account determine the interest payment frequency; we have several interest payment options available.
 
Opening Balance: Varies based on Term

 Time Deposit Terms


  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 36 Months
  • 48 Months
  • 60 Months

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 Compounding

  • 6 Months – interest compounds on maturity
  • 12 Months to 60 Months – interest compounds quarterly

 Interest Payment

  • 6 Months – paid on maturity by check or direct deposit
  • 12 Months to 60 Months – paid monthly, quarterly, semi-annually, or annually by check or direct deposit

 Early Withdrawal Penalty

  • 6-Month term: 3 Months interest at your current rate
  • 12-Month term: 3 Months interest at your current rate
  • 18-Month to 60-Month terms: 6 Months interest at your current rate
 
 
 










Ready to open that Time Deposit now? Believe it or not we can open that right now online!
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Just click the button down below and you'll be redirected to our On the Go Accounts program!