From buying a home to financing a vehicle or covering unexpected expenses, First Bank offers personal lending solutions designed to fit your life. Our local lenders take the time to understand your goals and guide you through every step of the process. With responsive service and decisions made close to home, we're here to help you move forward with confidence.
Personal Loan
Get the money you need to make important decisions and achieve your financial goals.
Installment Loans
Secured and Unsecured options available. Use the funds to purchase a new ATV or a boat for recreational use, or a new RV for travel. An installment loan may even help you free up some extra cash when you use the funds to consolidate existing bills.
Personal Line of Credit
An unsecured personal line of credit can be used to cover unforeseen expenses such as a medical bill or a major repair.
Installment Loans
Secured and Unsecured options available. Use the funds to purchase a new ATV or a boat for recreational use, or a new RV for travel. An installment loan may even help you free up some extra cash when you use the funds to consolidate existing bills.
Personal Line of Credit
An unsecured personal line of credit can be used to cover unforeseen expenses such as a medical bill or a major repair.
- Mastercard Debit Card
- Enhanced Security with Card Management
- Card Verifi Fraud Protection
- Free Basic Online Banking
- Mobile Banking
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CashPlease®
Life doesn't always wait for payday. CASHPLEASE® offers a responsible, small-dollar loan option designed to help you bridge short-term gaps with confidence. Whether it's an unexpected expense or a temporary cash crunch, you can apply online anytime and receive a quick decision.
- Apply 24/7
- Borrow up to $500*
- Reasonable interest rates & fees
- No credit report review
- Have cash in your First Bank account within 24 hours
*Subject to eligibility restrictions.
HELOC
A Home Equity Line of Credit can be used for home improvement, debt consolidation, and more. We offer financial support to help you make it happen. Call or visit your local First Bank branch today to speak with a lender.
- Minimum Equifax Credit Score of 680 (with other specific criteria met)
- Maximum Debt to Income Ratio of 40% (with verified income)
- Single Family Home, Townhouse, Condo — Primary Residence Only (mobile homes, excluded)
- Must be a 1st or 2nd lien position (verified by an attorney)
- Maximum Loan Amount of $100,000
- Maximum Combined Loan-to-Value Ratio of 100%
Get the right tools and support for your banking needs. Contact us today to get started.