Managing your business is hard enough - managing your funds shouldn't be. Our suite of business banking tools simplifies daily operations while giving you real-time visibility into your liquidity. From streamlined cash management services to secure digital banking solutions, we help you stay organized, efficient, and in control. With local decision-making and a team that understands your market, First Bank delivers practical financial support designed to move your business forward.
Small Business Checking
First Bank Small Business Checking is your secret weapon against fraud and for small business growth. Bank with someone who banks on you.
Opening Balance: $50
Monthly Service Charge: $8
Monthly Paper Statement Fee: $3
Monthly Service Charge: $8
Monthly Paper Statement Fee: $3
- Mastercard Debit Card
- Enhanced Security with Card Management
- Card Verifi Fraud Protection
- Free Basic Online Banking
- Mobile Banking
Corporate Checking
With First Bank Corporate Checking, your growing business will have constant support. If you're serious about your business, this account will keep all of your finances in check.
Opening Balance: $50
Monthly Service Charge: $8
Monthly Paper Statement Fee: $3
Monthly Service Charge: $8
Monthly Paper Statement Fee: $3
- Mastercard Debit Card
- Enhanced Security with Card Management
- Card Verifi Fraud Protection
- Free Basic Online Banking
- Mobile Banking
Business Money Market
When your business succeeds, a Business Money Market can reward that growth with competitive interest rates. You'll see why we call it a win-win!
Opening Balance: $50
No Minimum Balance Fee
Monthly Paper Statement Fee: $3
No Minimum Balance Fee
Monthly Paper Statement Fee: $3
- Free Basic Online Banking
- Mobile Banking
Today's businesses need banking that moves at the speed of their operations. Our digital solutions provide secure, convenient access to your accounts anytime, anywhere - allowing you to monitor balances, initiate transactions, manage payments, and oversee cash flow in real time. With advanced security features and user-level controls, First Bank's digital banking platform helps you stay connected, protected, and in control of your business finances.
ACH Origination
Automated Clearing House (ACH) services allow your business to move money electronically - quickly, securely, and efficiently. Whether you're issuing payroll through direct deposit or collecting recurring payments from customers, ACH transactions help reduce paper checks, improve cash flow timing, and streamline daily operations. With secure processing and convenient digital access, First Bank provides the tools you need to manage electronic payments with confidence.
Remote Deposit Capture
Remote Deposit Capture allows your business to deposit checks quickly and securely without visiting a branch. Using a desktop scanner, you can scan and submit checks electronically from your office - saving time, reducing travel, and accelerating funds availability. With streamlined processing and secure transmission, First Bank helps you manage deposits more efficiently so you can stay focused on running your business.
Virtual Vault
Virtual Vault provides a secure digital space to store, organize, and access important business documents anytime, anywhere. From financial records and contracts to sensitive internal files, this encrypted storage solution helps protect your information while keeping it easily retrievable when you need it. With secure access controls and convenient online availability, First Bank's Virtual Vault helps safeguard what matters most to your business.
Business Bill Pay
Business Bill Pay allows you to manage and schedule payments securely from one centralized platform. Enter bills electronically, set payment dates, and maintain control over cash flow without the need for paper checks. With the ability to delegate payment entry while retaining final approval, Business Bill Pay helps streamline operations, strengthen internal controls, and simplify your accounts payable process.
Cash Management
Effective cash flow management is essential to the success of any business. First Bank's Cash Management services provide the tools you need to monitor, control, and optimize the movement of funds through your organization. From electronic payments and receivables to fraud protection and account monitoring, our solutions are designed to improve efficiency, strengthen security, and give you greater visibility into your financial position-so you can operate with clarity and confidence.
Positive Pay
Positive Pay is a powerful fraud prevention tool designed to help protect your business against unauthorized check and ACH transactions. By matching issued checks and approved ACH files against items presented for payment, Positive Pay allows you to review and make decisions on exceptions before funds are released. With enhanced account monitoring and greater transaction control, First Bank helps safeguard your business from costly fraud.
Local people, local decisions - We pride ourselves on being an advisor to you and your business. Our team can work with you to create the right financing option for you and your growing business. Flexible terms, competitive interest rates, and great service to help you achieve your goals and exceed your expectations.
Business Term Loan
Term loans provide structured financing for significant, long-term business needs. Whether funding a change in ownership, supporting a new business acquisition, or investing in major equipment or expansion, a term loan offers predictable repayment terms and a defined payoff schedule. With competitive rates and local decision-making, First Bank works with you to structure financing that aligns with your company's goals and long-term strategy.
Equipment Loans
Equipment financing provides the capital needed to purchase or upgrade the tools your business depends on. From vehicles and machinery to technology and specialized equipment, this financing option helps you stay competitive without disrupting cash flow. With structured terms and local support, First Bank works with you to secure the equipment necessary to keep your operations running efficiently and positioned for growth.
Commercial Real Estate Loan
We offer financing for the acquisition or refinance of commercial real estate, helping you secure or restructure property that supports your operations. Whether you're purchasing a new location, refinancing an existing property, constructing a new facility, or expanding your current space, First Bank provides tailored lending solutions designed to align with your long-term business objectives and growth plans.
Line of Credit
A flexible solution for short-term working capital needs, this financing option can help support seasonal inventory increases, special purchasing opportunities, temporary cash flow gaps, or unexpected expenses. Designed to provide accessible funds when you need them most, it allows your business to respond quickly while maintaining operational stability.
Get the right tools and support to help your business move forward. Contact us today to get started.