First Bank is local people making local loan decisions. We can work with you to create the right personal loan to meet your needs. Flexible terms, competitive interest rates and great service to help you achieve your goal within your budget.

Installment Loans

  • Automobile
  • Recreational Vehicles
  • Boats
  • Motorcycles and ATVs
  • Home improvements
  • Special occasions/trips, weddings
  • Debt consolidation

Lines of Credit

A Home Equity Line is a line of credit secured by the equity you've built up in your home. It really is one of the smartest ways to borrow cash for anything you need to do.

  • Save on interest expense
  • Save on your taxes*
  • Save on closing costs
  • Plus the convenience of easy 24/7 access to your line

* In some cases, interest is not tax deductible; check with your tax advisor.

Unsecured - Personal Line of Credit

Use your good credit score to make important purchases for you, your family or your household. Our First Preferred Line of Credit is a line of credit that is unsecured, but based on your credit giving you the freedom to access quick cash when you need to. It's as simple as writing a check.

  • Convenience of having extra cash available 24/7
  • Fast and simple 
  • As easy as writing a check
  • Or just transfer funds into your checking account in person, by phone or on the Internet

Overdraft Credit Line

You can tie your checking account and debit card to an approved line of credit that will automatically protect you from bouncing checks or overdrawing your account. Should your checking account fall below $0, funds are immediately transferred to your checking account in increments of $100.

  • Can save you overdraft charges
  • Provides peace of mind
  • Provides extra cash in case of emergencies