Checking

First Bank can provide you with a checking account that offers the best value and the right fit for you.  With a variety of features and benefits, we have just what you are looking for.

**New in 2017**

 

Hometown Heroes Checking

In honor of those in our communities dedicated to protecting, serving and saving lives, First Bank now offers you a checking account with all the perks. Active or Retired 1st Responders (Military, Law Enforcement, Fire or EMT). Proof of 1st Responder status may be required such as identification card, recent payroll stub or similar documentation ($100 to open a Hometown Hereos Checking Account).

Go Gold Checking

Show Your Golden Eagle Pride and Support the School You Love!  This checking account includes Annual Membership to the USM Alumni Association and a $125 annual donation to the Eagle Club establishing the account holder as an "Eagle Pride" donor.  ($100 to open a Hometown Go Gold Checking Account). A $24.95 monthly service charge will be incurred with annual net proceeds paid to USM ($22.95 service charge when enrolled for eStatements).

 

Both Hometown Heroes and Go Gold Checking accounts receive a package of wonderful benefits such as $5,000 Accidental Death Insurance, $5,000 Identity Fraud Expense Reimbursement Coverage, Cash Back Member Rewards, Cellular Telephone Protection, Entertainment and Travel Discounts, Prescription Drug Plan and more!

These accounts are highlighted by our Credit Reporting and Credit File Monitoring for each account holder (registration required) to help protect your credit and identity.  

To register for the benefits included with your Hometown Hereos Checking Account, visit www.eClubOnline.net and enter your Access Code that you received upon account opening.  Click on the products you would like to register for and follow the instructions to complete, or simply call the Benefits Service Center at 1-866-210-0361.

 

Compare our line of Personal Checking products to find the best fit!

 

Regular Checking

No monthly service fee if a minimum balance of $500 or more is maintained; a $5.95 monthly service charge will be incurred when the minimum balance falls below $500 during the statement cycle. ($100 to open a Regular Checking Account)

First Advantage

Get a package of wonderful benefits such as $5,000 Accidental Death Insurance, $5,000 Identity Fraud Expense Reimbursement Coverage, Cash Back Member Rewards, Entertainment and Travel Discounts, and Prescription Drug Plan.

This account is highlighted by our Credit Reporting and Credit File Monitoring for each account holder (registration required) to help protect your credit and identity.  All of these great benefits are available beginning at a $6.45 monthly service charge with eStatements ($7.45 monthly service charge without eStatements). ($100 is needed to open a First Advantage Account)

To register for the benefits included with your First Advantage Account, visit www.eClubOnline.net and enter your Access Code that you received upon account opening.  Click on the products you would like to register for and follow the instructions to complete, or simply call the Benefits Service Center at 1-866-210-0361.

Priority Checking

For our customers who are 62 years young or older, this account has no monthly service fee (Students under 25 years of age can also have a checking account with no monthly service fee.). ($100 to open a Priority Checking Account)

eBanking Checking

Do you want to be GREEN? If so, this is the account for you. Avoid any service charges by enrolling for eStatements, limiting your in-bank deposits to 4 or less each month (per monthly statement cycle), and no telephone transfers, over the counter withdrawals, or paper checks written. This account rewards you with an instant issue MasterCard Debit Card* or ATM Card, Online Banking, Mobile Banking, and Bill Pay! ($50 to open an eBanking Checking Account)

*Approval required

First Investment Checking

Earn interest on your checking account if you maintain a $750 balance during the month (balances less than $750 pay a monthly fee of $7.50). ($750 to open a First Investment Checking Account)

Millennial Checking

Are you part of Generation Y?  Our Millennial Checking account just may be the right fit for your lifestyle!  There is no service charge if you enroll in eStatements ($2 paper statement fee if not enrolled) and ATM surcharges can be refunded up to $10 per month (receipts required).  Access to our On the Go mobile banking app is also available for added convenience! ($50 to open a Millennial Checking Account)

 

ATM & Debit Cards

First Bank offers convenience to our customers, instantly!  Simply walk into a branch and, within seconds, receive a fully functioning, active payment card.  Application is required. See a First Bank Customer Service Representative to apply for your ATM/Debit Card today. (Please click on our Keeping You Protected tab and read the important information there.)

 

Additional fees may apply to all the above accounts.  Read the Truth-In-Savings disclosure applicable to that account type before opening the account for additional fees.  Also, you should refer to our "Important Information About Your Deposit Account - Terms and Conditions" for other information about the account.