First Bank can provide you with a business checking account that offers the best value and the right fit for your business.  With a variety of features and benefits, we have just what you are looking for.


Compare our line of Business Checking products to find the best fit!


Small Business Checking

This account is designed for the small businesses that do not experience heavy transaction volume.  Our Small Business Account allows up to 200 transaction items per month*.  If this threshold is exceeded, there will be a charge of $0.25 per item.  The monthly service fee is $8.95; this charge can be eliminated by maintaining a minimum balance of $1,000 or greater and/or maintaining an outstanding loan balance of $50,000 or more.  Additionally, ALL fees will be waived if you choose to process your merchant services through First Bank at the standard, non-negotiated rate.

*Transaction items include all debits, all credits, and all checks deposited.

First Investment Checking

Are you a Non-Profit, Sole Proprietor, or Governmental Unit?  If so, then this interest bearing account with no monthly service charge if the minimum balance during the statement month does not drop below $750 may be the best fit for you. For balances less than $750, there is a $7.50 monthly charge.  Online banking access is available ($750 to open).

Commercial Checking

For businesses that experience higher volumes of transactions and/or special requirements, our Commercial Checking product is the way to go. The monthly service charge on this product is $15.95 and this fee can be eliminated by maintaining one of the following: 1) $10,000 or more in minimum balance or 2) Maintain an outstanding loan balance of $250,000 or more.  The Commercial Checking account allows the first 400 transactions free of charge.  Should this threshold be exceeded, there will be a $0.40 per item charge.

IOLTA Checking

This account is a specific interest bearing account for Escrow and Title companies or Legal Organizations.  Please ask a Customer Service Representative for details related to Business Checking Account Analysis. Online banking access is available ($100 to open)


Business Debit Card

The First Bank Business Debit Card allows you to pay for goods and services anywhere MasterCard is accepted.  Have the benefit of higher daily limits for those must need items that may be above the normal purchasing threshold.  The business debit card can also be personalized with your Business and Employee Name.  Application is required. See a First Bank Customer Service Representative to apply for your Business Debit Card. (Please click on our Keeping You Protected tab and read the important information there.)


Additional fees may apply to all the above accounts. Read the Truth-In-Savings disclosure applicable to that account type before opening the account for additional fees. Also, you should refer to our "Important Information About Your Deposit Account - Terms and Conditions" for other information about the account.

Night Depository Services 

If your business needs a safe place to keep your funds overnight, you should consider using First Bank’s night depository services. You may want deposits left in the night depository processed before you come into the bank. Instructions on your contract will dictate how your deposits into the bank safe are treated. When you are handling money for other people, you want to know that the funds are as safe as possible. Night depository service may be the solution you need.

Visit a First Bank location to ask about our Night Deposit Service and applicable Agreement and fees.