Not-for-Profit Organization Checking 
Churches, lodges, fraternal organizations, clubs, and other non-profit organizations are eligible for checking accounts with no monthly service charges. 

First Investment 
Not-for-profit organizations are eligible for this interest bearing checking account. The minimum opening balance is $750. Interest is made on average balances of $750 or more. If the balance falls below $750 during the statement period, there is a fee of $7.50. 

First Asset 
First Asset is a money market savings for non-personal accounts which requires an opening balance of $500 or more. Average balances of $500.00 or more will earn interest. Interest accrues daily and is paid monthly. If the balance falls below $500.00 during the statement period, there is a $6.00 fee. For each debit over 20 during the statement period, there will be a fee of $.10 each. 

Federal regulations permit only three (3) third-party checks, electronic funds transfers (EFT) or phone transfers per month. Each transaction over the permitted number will be assessed a fee of $5.00. 

Night Depository Services 
If your organization does not have a safe place to keep your funds overnight, you should consider using First Bank's night depository services. You may want deposits left in the night depository processed before you come into the bank. Instructions on your contract will dictate how your deposits into the bank safe are treated. When you are handling money for other people, you want to know that the funds are as safe as possible. Night depository service is the solution you need. 

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